https://servdigest.com/en/tags/sumup/ Recent content in Sumup on ServDigest — Honest Reviews of Digital Services Hugo en-us Thu, 06 Aug 2026 00:00:00 +0000 https://servdigest.com/en/reviews/sumup-partner/ Mon, 03 Aug 2026 00:00:00 +0000 https://servdigest.com/en/reviews/sumup-partner/ <h2 id="sumup-how-a-berlin-coffee-shop-started-accepting-cards">SumUp: How a Berlin Coffee Shop Started Accepting Cards</h2> <p>Philipp opened a coffee shop in Berlin in 2022. Five tables, two baristas, excellent filter coffee at €3. For the first three months he only accepted cash — because getting a POS terminal through a German bank required €300 setup, €30/month maintenance, and 3 weeks of waiting.</p> <p>A customer told him: &ldquo;Try SumUp.&rdquo; Three days later, Philipp had a €39 terminal that connected to his phone via Bluetooth and accepted cards at 1.69%.</p> https://servdigest.com/en/comparisons/sumup-vs-square/ Thu, 06 Aug 2026 00:00:00 +0000 https://servdigest.com/en/comparisons/sumup-vs-square/ <h2 id="at-a-glance">At a Glance</h2> <p>SumUp and Square are two mobile card processors that made card acceptance accessible to micro-businesses. Both give you a terminal and accept payments without multi-month bank contracts. But one grew in Europe, the other in the US — and that difference defines everything.</p> <h2 id="comparison-table">Comparison Table</h2> <table> <thead> <tr> <th>Parameter</th> <th>SumUp</th> <th>Square</th> </tr> </thead> <tbody> <tr> <td><strong>Countries</strong></td> <td>35+ (Europe, Brazil, Chile)</td> <td>8 (US, Canada, UK, Australia, Japan, Ireland, France, Spain)</td> </tr> <tr> <td><strong>Card fee</strong></td> <td>1.69% (Europe)</td> <td>1.75% (UK/Europe), 2.6% + $0.10 (US)</td> </tr> <tr> <td><strong>Online payments</strong></td> <td>2.5% + €0.25</td> <td>2.9% + $0.30</td> </tr> <tr> <td><strong>Payment methods</strong></td> <td>Visa, MC, Maestro, Apple/Google Pay, SEPA</td> <td>Visa, MC, Amex, Apple/Google Pay, Cash App Pay, Afterpay</td> </tr> <tr> <td><strong>Terminal (price)</strong></td> <td>SumUp Air: €29, Solo: €79</td> <td>Reader: free (first), Terminal: $299</td> </tr> <tr> <td><strong>POS software</strong></td> <td>Basic product catalog</td> <td>Full POS with analytics</td> </tr> <tr> <td><strong>Accounting</strong></td> <td>CSV export, API integration</td> <td>Built-in accounting, tax, reports</td> </tr> <tr> <td><strong>Cash withdrawal</strong></td> <td>Yes</td> <td>No</td> </tr> <tr> <td><strong>Business lending</strong></td> <td>SumUp Cash Advance (Europe)</td> <td>Square Loans (US)</td> </tr> <tr> <td><strong>Partner program</strong></td> <td>10% of client fees, 12 months</td> <td>$10–20 per activation</td> </tr> <tr> <td><strong>API / integrations</strong></td> <td>REST API + WooCommerce, Shopify</td> <td>REST API + 300+ ecosystem integrations</td> </tr> </tbody> </table> <h2 id="when-to-choose-sumup">When to Choose SumUp</h2> <p>SumUp is a European product for European businesses. Key advantage: 35 countries vs Square&rsquo;s 8. If you&rsquo;re in Italy, Poland, or Croatia — Square simply isn&rsquo;t available. Best value: 1.69% is among the lowest mobile acquiring rates in Europe. Cash withdrawal support is a bonus.</p>