Revolut: Banking for a Global World — Review & Affiliate Program
ServDigest Team
Revolut: Banking Without Borders
Revolut is a British digital bank that has evolved from a simple currency exchange app into a full-fledged financial platform. Today Revolut offers current accounts, loans, investments, crypto trading, and insurance — all in one app.
Official website: revolut.com
Revolut Features
Multi-Currency Accounts:
- 30+ currencies in one account
- Interbank exchange rates with no markup on weekdays (up to a limit)
- Local banking details for GBP and EUR (IBAN)
Payments & Transfers:
- Instant transfers between Revolut users
- International transfers (SWIFT and local)
- Direct debits and recurring payments
Cards:
- Virtual and physical Visa/Mastercard debit cards
- Disposable virtual cards for secure online purchases
- Apple Pay and Google Pay
Investments & Crypto:
- Stock trading (including fractional shares) on Plus plans and above
- Cryptocurrency: BTC, ETH, and 100+ tokens (with 0.99–1.99% fee)
- Commodities (gold, silver)
Additional Services:
- Insurance (travel, gadget, trip cancellation)
- Savings accounts with interest on balance
- Subscription management (tracking and cancellation)
- Rewards — cashback and partner discounts
Pricing
| Plan | Price | Key Differences |
|---|---|---|
| Standard | Free | Basic banking, €1,000/mo fee-free exchange |
| Plus | €3.99/mo | Priority support, stock trading |
| Premium | €9.99/mo | Medical insurance, travel insurance, savings account |
| Metal | €16.99/mo | Metal card, 0.1% cashback (EU), trip cancellation insurance |
| Ultra | €55/mo | Unlimited exchange, family insurance, lounge access |
Pros
- One app for everything: banking, investments, crypto, insurance
- No-markup currency exchange on weekdays
- Disposable virtual cards for security
- Fast registration and onboarding
- Constant new features (updates every 2–3 weeks)
Cons
- 1% fee on weekend currency exchange
- Support sometimes slow for free users
- High crypto trading fees (specialized exchanges are better)
- Feature availability varies by country
- Limited business capabilities (Revolut Business is better but still limited)
Revolut Affiliate Program
- Commission: £10–50 per referral (varies by region and promotions)
- Cookie window: 30 days
- Requirements: referral must register, pass verification, and complete a first transaction
- Platform: in-app referral system
Important: Revolut periodically runs promotions with increased referral bonuses (e.g. £50 instead of the standard £10). Check current terms in the app.
Tip: Revolut converts well among travelers, students abroad, and freelancers with international income. Content like “Top digital banks for freelancers” and “How to save on currency exchange” works great.
Revolut vs Wise
A common question: which to choose — Revolut or Wise? In short:
- Revolut — a full-fledged digital bank with investments, crypto, insurance
- Wise — a specialized transfer service with the best exchange rate
- For daily banking — Revolut, for large international transfers — Wise